*Available for Australian Customers only

Zip is an easy and flexible payment method which gives you the freedom to buy now and pay later. There are two reusable account types, Zip Pay and Zip Money. Repayments are flexible to suit your lifestyle - weekly, fortnightly or monthly, and you can pay as much as you like as long as you meet your minimum monthly repayments (advised at the time of sign up).

How Zip Works

You can buy the goods you want today and pay nothing upfront. By paying with your Zip account, you can split the cost of your purchase and pay over time. 

Just apply for an account, receive approval from Zip, select Zip as a payment option at the checkout and enjoy your products.

You're also provided with a virtual account so for your next purchase, all you need to do is sign-in to your digital wallet, confirm and pay. There's no more need to use your credit card or seek a loan elsewhere. It's simple and easy to use.

Who can use Zip?

Zip is open to those who are:

  • 18 years or older.
  • An Australian citizen or a resident.
  • Employed in some capacity and able to make payments.
  • Have a valid Facebook or PayPal account, in your own name.

  • Have not declared bankruptcy or insolvency.

Frequently Asked Questions

How can I apply?

Click apply now and complete the easy 3 minute application. You'll be surprised at how simple the process is. Once approved and you accept the terms and conditions, Zip will pay Scotch & Soda on your behalf.


What are the fees? 

No deposit, so nothing to pay today. Please see your application and contract for details. Minimum monthly payments apply. See your contract and application for details. Zip is interest-free always. A small monthly admin fee of $6.00 (only payable if a balance is owing). For more information, click here.